Belmont Homes under $400,000

Welcome to Belmont, North Carolina—a charming community that perfectly balances small-town charm with modern conveniences. Nestled just a short drive from the bustling city of Charlotte, Belmont is known for its picturesque landscapes, vibrant downtown, and a tight-knit community that welcomes newcomers with open arms.

One of the most appealing aspects of Belmont is its diverse range of housing options, particularly for those looking for homes under $400,000. Here, you’ll find a delightful selection of single-family homes, townhouses, and even some newly built properties that fit within this budget. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Belmont has something for everyone.

The neighborhood boasts excellent schools, beautiful parks, and a variety of recreational activities, making it an ideal place for families. Spend your weekends exploring the scenic trails along the Catawba River or enjoying a leisurely stroll through the charming downtown area, filled with unique shops, cozy cafes, and local eateries. The annual festivals and community events foster a sense of belonging and make Belmont a vibrant place to call home.

With its affordable housing options, friendly atmosphere, and easy access to urban amenities, Belmont is a hidden gem waiting to be discovered. If you’re seeking a community that offers both tranquility and convenience, look no further than Belmont, NC—where your dream home awaits!

Newest Belmont Homes under $400,000

$399,999

4 Beds ⋅ 3 Baths ⋅ 4413995 MLS ⋅ ACTIVE Status

Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate LLC. blakesleegroup@gmail.com

$369,900

3 Beds ⋅ 2 Baths ⋅ 4383335 MLS ⋅ ACTIVE Status

New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

Listing courtesy of Carolina Mountain Sales. jacquerealestate@yahoo.com

$280,000

2 Beds ⋅ 1 Baths ⋅ 4352757 MLS ⋅ ACTIVE Status

Price Improvement! Rare opportunity to own in a gated 12-home community between NoDa and Plaza Midwood. Walk to Optimist Hall, the Blue Line, and the Little Sugar Creek Greenway while enjoying the privacy of a boutique community with a private dog park, off-street parking, and a back patio. Fully renovated with refinished hardwood floors, new LVP flooring, stainless steel appliances, stackable washer/dryer, updated lighting, new kitchen backsplash, and fresh paint throughout. Photos are of the model unit. Qualified buyers may receive up to $10,000 in lender assistance and 0% down financing through our preferred lender.

1512 Seigle Avenue Unit #2, Charlotte

Listing courtesy of ERA Live Moore. raph@lintcard.com

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